How to Choose Slots with the Best Payout Rates

Introduction: Why Payout Rates Matter

Let’s start with the basics. A payout rate—also called RTP, or Return to Player—is the percentage of all wagered money a slot machine is expected to pay back to players over time. So, if a slot has an RTP of 96%, it means that for every $100 wagered, the theoretical return is $96. The casino keeps the other $4 as house edge. Simple math, but it matters.

Now here’s the catch: that RTP is calculated over millions of spins. Don’t expect your personal play session to line up exactly. Still, in the long run, high-RTP slots give you better odds than the flashy low-payout alternatives. If you’re looking to win—or at least stretch your bankroll—this is where you begin.

Choosing slots with higher RTPs doesn’t guarantee a win, but it stacks the deck a little more in your favor. In a game built on chance, every percentage point counts. Think of it like this: two runners start a marathon. One has sneakers, the other is barefoot. The one with sneakers won’t always win—but the starting conditions give them a better shot. That’s what a good RTP does for you.

Step 1: Understand Return to Player (RTP)

RTP stands for “Return to Player.” It’s a basic percentage that tells you how much money a slot is expected to pay back to players over time. For example, a slot with a 96% RTP is designed to return $96 for every $100 wagered—over a massive number of spins. It’s not a short-term guarantee, but it helps set your expectations.

Industry averages sit somewhere between 94% and 96%. That’s your baseline. Anything under 94% is on the stingy side. Over 96%? That’s where you start to see real value. If it hits 97% or higher, you’re playing a top-tier game in terms of payout potential.

Here are a few examples of online slots known for high RTP:

  • Mega Joker (NetEnt) – 99% RTP (classic, high-volatility slot)
  • Ugga Bugga (Playtech) – 99.07% RTP (quirky format, but high returns)
  • Blood Suckers (NetEnt) – 98% RTP (good for bonus hunters)
  • Jackpot 6000 (NetEnt) – Up to 98.9% RTP (if played with optimal strategy)

Of course, high RTP doesn’t guarantee a win. But over time, it puts more odds on your side. And in a game designed to favor the house, that matters.

Step 2: Check the Volatility

Volatility is a slot game’s risk level. It tells you how often a game pays out—and how much. Low volatility slots pay small wins often. High volatility slots hit less, but when they do, payouts can be big. Medium sits in the middle, offering a mix of both.

Low volatility is great if you’ve got a tight bankroll or prefer steady play. You won’t get rich quick, but you’ll play longer, which makes it ideal for casual sessions. High volatility? That’s for players who are chasing big wins and can handle longer dry spells without panicking. You’ll drop cash faster, but you might score a substantial win if luck’s on your side. Medium volatility works well if you want balance—some action, some longevity.

The key is matching volatility to your goals. Want regular entertainment on a budget? Go low. Feeling bold and willing to risk more for bigger hits? High might suit you. Testing volatility through demo versions is a smart way to find your personal sweet spot before betting real money.

Step 3: Do Your Homework on Game Providers

Not all slot games are built the same—and the provider behind the title makes a big difference. Some developers have built reputations on strong return-to-player (RTP) values and fair mechanics. Names like NetEnt, Play’n GO, Red Tiger, and Microgaming are known for consistently offering slots with RTPs above the industry average of about 96%. Pragmatic Play, Big Time Gaming, and Yggdrasil also have a track record of creating games that balance entertainment and real winning potential.

Design, features, and payouts aren’t just cosmetic. Providers decide how slots function: how often bonuses hit, how the reels behave, and how much money is returned to the player over time. A game from a quality provider will usually be well-balanced—frequent enough wins to keep you engaged, and enough volatility to make the rewards exciting.

Licensing is the invisible backbone. Top providers are regulated by respected commissions like the UK Gambling Commission or MGA (Malta Gaming Authority). This matters. It means their games are regularly tested for fairness and randomness—and the advertised RTP isn’t just marketing fluff. Fly-by-night studios might use flashy graphics, but they rarely deliver honest odds.

If you’re serious about maximizing your play, stick with trusted providers who have proven they care about good design and clean practices. It’s not just about better payouts—it’s about peace of mind.

Step 4: Don’t Ignore Features and Bonus Potential

Slot features can make or break your long-term experience. Things like free spins, multipliers, cascading reels, and progressive jackpots don’t just boost excitement—they also impact a game’s Return to Player (RTP) and volatility levels in real, measurable ways.

Here’s the trade-off: the flashier a slot gets, the more its payout curve usually stretches. Features introduce more variance. Big wins can happen, sure—but they come less often. This increases volatility. If a slot’s RTP is stacked mostly in its bonus rounds, you might hit long dry spells while chasing one lucky break.

Not all features are created equal. Free spins that trigger often and offer decent multipliers add strong value to the RTP without dragging out the risk. Progressive jackpots, on the other hand, offer huge prizes but often mean a lower base game payout. That’s how the system balances out—someone has to fund the jackpot pool.

The key? Avoid feature-heavy games where the base game payout is an afterthought. If most of the RTP lives inside hard-to-trigger bonuses, your bankroll can suffer before you see a real payout. Look for slots where the regular spins still pay enough to keep you in the game. Play the demos. Read the paytables. Know what you’re walking into.

Smart players don’t just chase features—they evaluate how those features fit into the whole game economy.

Step 5: Read Reviews and Compare Data

Don’t stop at the flashy splash screen or the casino’s own marketing. If you’re serious about picking slots with good payout potential, you’ll need to dig deeper.

First, look for the game’s RTP (Return to Player) data on official sources beyond the game itself. Reputable review sites, licensed casino help centers, and even the game developers’ own websites often list the true RTP figures. If the number is hard to find, that’s usually not a good sign.

Player forums can be useful, but treat them cautiously—they’re filled with opinions, speculations, and often outdated info. Verified sources like licensing authorities and data aggregation tools are the reliable play. A quick check on databases like Casinomeister or AskGamblers can save you from wasting spins on a dud.

Before you commit any money, always test the waters. Most online platforms offer demo modes or free trials. These are your training ground—use them to feel out volatility, bonus triggers, and how often (if ever) the game seems to pay. It won’t perfectly reflect real-money results, but you’ll get the gist.

Bottom line? A few extra minutes of research upfront can mean a lot more staying power for your bankroll.

Smart Tips for Real-World Play

Whether you’re spinning high-RTP slots or chasing thrills on lower-percentage games, bankroll management is non-negotiable. On high-RTP machines, your money tends to stretch farther—but that doesn’t mean you’re immune to dry runs. Low-RTP slots might pay out less often or in smaller chunks, so plan around shorter sessions or tighter budgets. Know before you play how much you’re comfortable losing, then stick to that cap.

One trap to avoid: the illusion of a “hot” machine. Just because you’ve hit a few wins doesn’t mean the machine is due for more. Slots don’t think or feel; they’re algorithms with no memory. Walking away isn’t quitting—it’s protecting your edge.

Want to get smarter about your habits? Track your win/loss ratios over time. Use a notes app, spreadsheet, or dedicated gambling journal. With a few weeks of data, patterns start to emerge: how long your average sessions last, which games drain faster, and when you tend to make poor decisions. Data brings clarity. Clarity keeps reckless bets in check.

Stay intentional. Have a plan before you push “spin.” Know when to stop—especially when you’re ahead.

Related Reading

Once you’ve sorted out payout rates and volatility, the next step is figuring out which slot themes actually keep you engaged. A high RTP doesn’t matter much if the design, soundtrack, and symbols bore you halfway through your first spin. Whether you’re into ancient mythology, futuristic tech, or classic fruit machines, picking a theme that clicks with you can make longer play sessions feel like less of a grind—and potentially help you play smarter.

For a closer look at slot types worth exploring, check out: Exploring Popular Slot Themes: Which Ones to Try.

Final Thoughts: Play Smart, Stay Sharp

Choosing the right slots isn’t just about chasing luck—it’s about making informed decisions that increase your chances of walking away ahead. Here’s how to keep your gameplay smart and strategic.

Use Data, Not Just Instinct

Many players rely on gut feelings or flashy visuals, but serious slot players use hard numbers.

  • Research Return to Player (RTP) percentages before playing
  • Understand volatility and how it affects your session
  • Choose providers known for consistent and fair games

High-Payout Slots: Smarter, Not Magical

Although high-RTP games offer better long-term value, they aren’t a guaranteed win. They simply give you better odds over time—nothing more, nothing less.

  • A higher RTP slightly increases your expected return per dollar
  • It’s a small edge, but it compounds over many sessions
  • Don’t mistake better odds for certainty

Your Objective: Fun + Value

Sure, entertainment is key—but why not enjoy games that give you more back?

  • Focus on balancing excitement with smarter bets
  • Use features and data to guide your choices
  • Keep your bankroll happy and your experience rewarding

Remember: The smartest players walk into each session with a plan—and know when to walk away.

Stay sharp, trust the math, and let your gaming be as smart as it is fun.

About The Author